Last Updated: July 29, 2026

This Disclaimer applies to the website of TMF FITUNATE LLC ("we," "us," or "our"), operating this website under the name TMF and The Culture is Local™, including our TCIL™ and AIxCEO™ resources, and to every product, service, and piece of content we make available, including our workshops, resource library, structured audits and business engagements, newsletter, and downloadable resources (collectively, our "Offerings"). This Disclaimer is incorporated into our Terms of Use. By using our website or any Offering, you agree to it.

1. Educational and Informational Purposes Only

All of our content and Offerings are provided for general educational and informational purposes only. They reflect experience, research, and professional perspective, but they are general in nature, they do not account for the specific facts and circumstances of your business or your life, and they are not professional advice of any kind. You are responsible for how you use what we provide, and you should always exercise your own judgment and consult appropriate licensed professionals before acting.

2. Not a Law Firm; No Legal Advice; No Attorney-Client Relationship

We are not a law firm. Although the founder of our company is a licensed attorney, she is not your attorney. Nothing on this website, in our content, in our downloads, in our workshops, in any structured audit, planning session, or business build engagement, or in any purchase made from us creates an attorney-client relationship, and nothing we provide is legal advice. No legal services are provided through any of our Offerings.

Our content addresses legal-adjacent business topics, including trademarks, copyrights, contracts, collaboration and ownership, business structure, and the use of artificial intelligence, because those topics matter to the businesses we work with. We address them as education, so you can recognize issues, ask better questions, and make more informed decisions. Legal outcomes depend on specific facts, specific jurisdictions, and specific timing, and general education can never substitute for representation. If you need legal advice, engage a licensed attorney in your jurisdiction who practices in the relevant subject matter.

Licensure. Tonia Fisher is licensed to practice law in California and the District of Columbia. Nothing on this website or in any of our Offerings is intended as advertising or solicitation of legal services in any jurisdiction where doing so would fail to comply with that jurisdiction's laws or ethical rules, and we do not seek to represent anyone based solely on a visit to this website or the purchase of an Offering.

Separate legal representation. Outside of toniafisher.com and The Culture is Local™ and separate from any Offering described in these Terms, Tonia Fisher may take on individual legal clients in her personal capacity as an attorney. Any such representation is entirely separate from your purchase or use of an Offering, is not created by anything on this website, and begins only after she has expressly agreed in writing to represent your specific matter, with the scope of that representation defined in a signed engagement agreement. Purchasing a structured audit, workshop, or any other Offering does not request, initiate, or create legal representation of any kind.

3. Not Financial, Tax, or Accounting Advice

Nothing we provide is financial, tax, accounting, investment, or insurance advice. Discussions of pricing, revenue, budgeting, or business finances are educational frameworks, not advice about your specific finances. Consult a qualified accountant, tax professional, or financial advisor regarding your own situation before making financial decisions.

4. Artificial Intelligence Disclosure

AI-assisted creation. We may use artificial intelligence tools to assist in researching, drafting, designing, and producing our content, resources, tools, and engagement deliverables. All such materials are developed under human direction, are reviewed and edited by us, and remain our content and our responsibility under our Terms of Use and this Disclaimer, regardless of the tools used to assist in their creation. Consistent with current U.S. Copyright Office guidance, we do not claim copyright in material generated solely by AI that lacks sufficient human authorship. Any copyright claim we assert in AI-assisted materials is limited to the copyrightable human-authored expression and, where applicable, the protectable human selection, coordination, arrangement, or modification of AI-generated material.

Limitations of AI-assisted content. Artificial intelligence systems can produce information that is inaccurate, incomplete, outdated, or misleading, and human review reduces but does not eliminate that risk. The use of AI tools does not change the nature of anything we provide: all of our content and Offerings remain general education and information, subject to every other section of this Disclaimer, and you should independently verify any information before relying on it, particularly on legal, financial, and compliance topics.

AI-powered tools and features. Some of our Offerings may include interactive tools, calculators, or other functionality powered in whole or in part by artificial intelligence. Output from any such feature is generated in part by automated systems, is provided for informational and educational purposes only, is not advice of any kind, and is not guaranteed to be accurate, complete, or suitable for your circumstances. Third-party AI platforms that power any such feature are governed by their own terms and privacy practices, and you should avoid entering confidential, sensitive, or personal information into any AI-powered feature beyond what is necessary to use it.

Your use of AI in your own business. Some of our content, including AIxCEO™, teaches the use of artificial intelligence tools in business. That teaching is educational only. You are solely responsible for your own use of any AI tool, including selecting and evaluating tools, complying with their terms, protecting the confidentiality and privacy of your own client and business information, respecting intellectual property rights, satisfying any disclosure obligations that apply to you, and reviewing and verifying AI-generated output before you rely on it or use it with your own collaborators, clients, or audience. Our content on where AI use intersects with trademarks, copyrights, and client agreements is general education, not a review of your specific tools, agreements, or use case, and it is not legal advice.

5. Earnings and Results Disclaimer

We make no guarantee, promise, representation, or warranty of any particular result from any Offering, including any financial, revenue, growth, operational, legal, or other business outcome. Any examples, numbers, scenarios, or illustrations we share, including references to what an audit or engagement has surfaced for a business, are illustrative only and are not typical results, projections, or promises.

Every business begins from a different position and operates within different circumstances, markets, capacities, audiences, experience levels, and constraints. Your results will depend on many factors within and outside your control, including the decisions you make, the work you complete, the way you implement what you learn, market conditions, and the particular circumstances of your business. You are solely responsible for your decisions and your results, and you agree that we are not liable for the success or failure of your business or for any decision you make in reliance on our Offerings.

6. Testimonials

Any testimonials, reviews, or success stories we share reflect the real experiences of the individuals who provided them, used with permission. They are individual experiences, they are not claims of typical results, and they should not be interpreted as a promise or guarantee that you will achieve the same or similar outcomes.

7. Affiliate Links and Sponsorships

Some of our content may include affiliate links, sponsorships, or paid promotions. If we share an affiliate link, we may earn a commission if you make a purchase through it, at no additional cost to you. We disclose material connections consistent with Federal Trade Commission guidance, and we only recommend products and services we genuinely believe may be useful to our audience. You remain responsible for evaluating any third-party product or service before purchasing it.

8. Third-Party Content and Links

Our website and content may reference or link to third-party websites, tools, platforms, statistics, or resources for your convenience. We do not control third-party content, we make no representation about its accuracy or reliability, and a reference or link is not an endorsement. Your use of any third-party website or resource is at your own risk and subject to that party's own terms and policies.

9. Accuracy, Errors, and Currency of Information

We work to keep our content accurate and useful, but laws, regulations, platforms, and industry practices, including practices related to artificial intelligence, change quickly, and content that was accurate when published may become outdated. We make no warranty that any content is complete, current, or error-free, and we may update, correct, or remove content at any time without notice. Nothing on our website or in our Offerings should be relied on as a representation of the current state of the law or of any regulatory requirement.

10. Relationship to Our Terms of Use

This Disclaimer supplements, and is incorporated into, our Terms of Use, including the Disclaimer of Warranties and Limitation of Liability sections there. If this Disclaimer conflicts with the Terms of Use, the Terms of Use control.

11. Contact

Questions about this Disclaimer can be sent to support@toniafisher.com or by mail to TMF FITUNATE LLC, PO Box 805732, Chicago, IL 60680.